ABC Supply Business Model Canvas
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Discover ABC Supply’s Business Model Canvas: a concise map of its value propositions, key partners, channels and revenue drivers. This snapshot highlights how ABC scales, captures market share and sustains margins. Download the full, editable Canvas (Word & Excel) for a section-by-section strategic playbook ideal for investors, consultants and founders ready to act.
Partnerships
Strategic supply agreements with OEM manufacturers secure priority allocation, competitive pricing and broad SKUs for ABC Supply, which operated over 800 branches in 2024 as the largest US wholesale distributor of roofing, siding and windows.
Co-marketing and technical certifications deepen brand alignment and installer loyalty; joint forecasting with OEMs improves availability during peak and storm seasons.
Exclusive and private-label lines differentiate assortment, enhance margin capture and support regional merchandising strategies.
Partnerships with LTL/FTL and last-mile carriers complement ABC Supply’s 800+ branch network, extending reach to over 95% of U.S. job sites and augmenting the in-house fleet for specialized deliveries. Flexible capacity from partners ensures on-time delivery across dispersed jobsites and supports up to 40% peak-season surges. Strategic rate optimization with carriers has cut landed costs by an estimated 5–7%, improving gross margins.
OEMs and lessors supply boom trucks, forklifts and PPE while service agreements typically cut equipment downtime by ~25% and ensure regulatory compliance. Telematics partnerships boost routing and utilization, delivering up to 15% higher asset use and real-time maintenance alerts. Financing partners enable full-equipment lease financing (100% capex coverage) so ABC Supply can optimize capex versus lease structures and preserve working capital.
Financing and payment solutions
Banks and fintechs provide contractor credit lines and tailored payment terms to boost sales velocity and retention. Integrated payments and invoicing can cut DSO by up to 15 days, improving cash conversion. Risk-sharing, insurance and credit-scoring tools limit bad-debt exposure. Card processors (1.5–3% fees) and low-cost ACH options streamline collections and reconciliation.
- Banks/fintechs: contractor credit
- Integrated payments: -15 days DSO
- Risk tools: bad-debt control
- Card/ACH: 1.5–3% vs low-cost ACH
Technology and data partners
Technology and data partners provide ERP, eCommerce, and inventory tech integrations that enable real-time visibility across ABC Supply's network; as of 2024 these integrations are core to reducing lead times and improving fill rates. Estimating and takeoff software integrations drive contractor productivity and order accuracy. Cybersecurity partners protect customer and transaction data while analytics providers support demand planning and dynamic pricing.
- ERP/eCommerce: real-time inventory
- Estimating: faster takeoffs
- Cybersecurity: data protection
- Analytics: demand planning & pricing
Strategic OEM, carrier, equipment, finance and tech partners secure priority supply, lower landed costs and enable real-time inventory across ABC Supply’s 800+ branches in 2024. Carrier and telematics alliances cut landed costs 5–7% and boost asset utilization ~15%; financing and payments shorten DSO by ~15 days. Tech and analytics partnerships improve fill rates and demand forecasting, reducing stockouts during peak weather events.
| Partner | Impact | Metric |
|---|---|---|
| Carriers | Lower landed cost | -5–7% |
| Telematics | Utilization | +15% |
| Fintech | DSO | -15 days |
What is included in the product
A comprehensive Business Model Canvas for ABC Supply outlining customer segments, channels, value propositions, revenue streams, key activities, partners, resources and cost structure, with SWOT-linked insights and competitive advantages—designed for presentations, investor discussions and strategic decision-making.
High-level view of ABC Supply's business model with editable cells to quickly identify and relieve core pain points—streamlining supplier-distributor workflows and accelerating decision-making for teams and executives.
Activities
Negotiate volume contracts and OEM rebates to capture scale benefits, targeting multi-year terms with tiered rebate structures and 2+ supplier redundancy for critical SKUs to ensure continuity in 2024. Balance cost, quality, and regional availability by optimizing allocation across four key regions while targeting 6–8 inventory turns. Continuously monitor commodity indices and LME trends to time buys and hedge pricing.
Optimize stock levels and turns across a nationwide network of over 800 branches (as of 2024), targeting industry-standard stock turns of 6–8x to improve cash conversion. Maintain safe, efficient yards and warehouses via OSHA-aligned procedures and regular audits to minimize incidents and handling delays. Execute rapid pick-pack-load workflows with same-day preparedness for time-sensitive jobs, and enforce batch-level quality checks to reduce returns and material waste.
Coordinate delivery windows with contractors and site managers across ABC Supply’s network of over 800 branches to meet tight project schedules. Use boom trucks and trained crews for rooftop placement to reduce manual handling and claims. Adhere to OSHA and site-access requirements and company safety protocols. Capture photo and electronic proof-of-delivery for accurate billing, with ePOD adoption exceeding 90%.
Sales, account management, and credit
ABC Supply, the largest U.S. wholesale distributor of roofing, siding and windows (founded 1982; over 800 branches and ~14,000 employees as of 2024), builds contractor relationships and project pipelines, issues quotes/bids with negotiated terms, extends trade credit (industry net-30 to net-60 norms) aligned to credit risk, and coordinates warranty and post-sale service to protect margins and retention.
- contractor-relationships
- project-pipelines
- quotes-bids-negotiation
- trade-credit-management
- warranty-post-sale-support
Digital platform and customer support
ABC Supply operates eCommerce ordering, order tracking, and invoicing integrated with contractor estimating and POS tools to streamline job-site procurement and reduce invoice cycle times. Call centers provide rapid response and escalation for order issues and warranty claims, while analytics drive demand forecasting and dynamic pricing to optimize inventory and margins. These digital and support activities prioritize uptime, speed, and integration across channels.
- eCommerce ordering and invoicing integrated with POS/estimating
- Call centers for rapid response and resolution
- Analytics for demand forecasting and pricing optimization
Negotiate multi-year supplier contracts and hedges to hit 6–8 inventory turns and ensure 2+ supplier redundancy for critical SKUs across 800+ branches (2024) while monitoring LME/commodity indices. Optimize nationwide logistics with same-day readiness, boom-truck rooftop delivery, ePOD >90% and OSHA-aligned safety. Run integrated eCommerce/POS, analytics-driven forecasting and trade-credit (net-30 to net-60) to protect margins.
| Metric | 2024 |
|---|---|
| Branches | 800+ |
| Employees | ~14,000 |
| Inventory turns | 6–8x |
| ePOD | >90% |
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Resources
Nationwide coverage via 800+ branches gives ABC Supply proximity and speed to jobsites, cutting lead times for contractors. Regional footprint enables support for multi-market contractors and larger projects. Local branch teams provide product expertise and long-term relationships. Extensive yard capacity underpins high-volume fulfillment and rapid same-day or next-day delivery.
Boom trucks, box trucks and forklifts enable rooftop and curbside delivery across ABC Supply’s network, handling heavy, bulky roofing and siding loads. Telematics and route-planning tools commonly improve vehicle utilization by 10–20% and cut fuel costs by up to 15% (industry 2024 estimates). Rigorous maintenance programs maximize uptime and safety, while a large fleet scale provides capacity to meet seasonal surge demand.
Long-term OEM ties secure allocation during shortages, preserving ~90% fill rates seen industrywide in 2024 and smoothing lead times; structured rebates (typically 1–4% of spend) boost effective margins while co-op marketing covering up to 50% of local campaigns amplifies demand generation; dedicated technical support lowers installation errors and returns by as much as 30% through targeted product training.
Skilled workforce and safety culture
Sales reps, drivers and yard associates are core to ABC Supply’s service delivery across over 800 branches and roughly 14,000 employees (2024); training programs ensure product knowledge and safe operations, while tenured teams deepen local market insight and customer retention. Robust safety programs have reduced incident rates and lowered claims costs, improving uptime and margin contribution.
- Sales reps: frontline revenue drivers
- Drivers/yard: logistics + customer satisfaction
- Training: product + safety competence
- Tenure: local market expertise
- Safety: fewer incidents, lower claims
IT systems and data
ERP, WMS and CRM integrate ABC Supply operations to drive order accuracy and fulfillment velocity; cloud ERP adoption among distributors surpassed 50% in 2024, accelerating end-to-end visibility. Real-time inventory from WMS enables accurate delivery promises and reduces lead-time uncertainty. Data from CRM and ERP powers dynamic pricing, customer segmentation and demand forecasting while cybersecurity ensures continuity and trust.
- ERP/WMS/CRM integration
- Real-time inventory visibility
- Data-driven pricing & forecasting
- Cybersecurity for continuity
Nationwide 800+ branches and ~14,000 employees enable rapid jobsite delivery and local expertise for multi-market contractors.
Fleet/telematics drive 10–20% utilization gains and up to 15% fuel savings; yard capacity supports same/next-day fulfillment; 2024 industry fill rates ~90% via OEM ties.
ERP/WMS/CRM integration (cloud ERP >50% adoption in 2024) provides real-time inventory, dynamic pricing and forecasting.
| Metric | Value |
|---|---|
| Branches | 800+ |
| Employees | ~14,000 (2024) |
| Fill rate | ~90% (2024) |
| Telematics gain | 10–20% |
| Cloud ERP | >50% (2024) |
Value Propositions
ABC Supply offers roofing, siding, windows and accessories in one place across its network of over 800 branch locations, supporting contractors with deep assortments in colors, sizes and top brands.
Wide in-stock depth accelerates sourcing and reduces procurement steps, contributing to faster project timelines and fewer delays for trades managing multiple jobs.
Consistent availability and consolidated purchasing simplify vendor management and logistics, aligned with ABC Supply’s scale after reporting over $16 billion in annual sales in 2023.
On-time rooftop and jobsite delivery aligns with crew schedules to minimize downtime; ABC Supply, serving contractors from 800+ branches, reported about $15B revenue in 2023, underscoring scale. Rooftop placement cuts manual handling and fall exposures, real-time tracking with PODs boosts transparency, and flexible scheduling enables urgent and phased drops.
Trade credit terms of 30–90 days align contractor cash flows with project milestones, reducing need for interim financing; ABC Supply, the largest U.S. roofing distributor as of 2024, leverages this to win large accounts. Streamlined credit approvals speed onboarding, lowering job start delays. Digital invoicing and payment options cut administrative time and disputes. Credit support enables management of large, multi-phase jobs without cash crunches.
Expert support and project services
Expert support and project services deliver product advice, takeoffs and bid assistance that boost contractor win rates (2024 industry data: ~20% improvement), warranty coordination reduces contractor risk and warranty claims, local branch teams ensure code compliance across jurisdictions, and ongoing training keeps crews current on installation best practices and reduces rework.
- Product advice
- Takeoffs & bid assistance
- Warranty coordination
- Local code knowledge
- Training & reduced rework
Nationwide consistency with local service
Standardized ABC Supply processes deliver predictable lead times and material specs that benefit regional and national contractors, while local branches adapt assortments and services to market-specific needs; cross-branch fulfillment supports traveling crews across over 900 branches (2024), and unified pricing and service levels reduce procurement complexity.
- Standardization: predictable specs, faster cycles
- Local adaptability: market-specific assortments
- Cross-branch: supports traveling crews, 900+ branches (2024)
- Unified pricing: fewer purchase variances
ABC Supply offers one-stop roofing, siding, windows and accessories across 900+ branches (2024), reducing procurement steps and project delays. Deep in-stock assortments, rooftop/jobsite delivery and 30–90 day trade credit speed timelines and protect contractor cash flow. Expert takeoffs, warranty coordination and local code support lower rework and claims.
| Metric | Value |
|---|---|
| Annual sales | over $16B (2023) |
| Branches | 900+ (2024) |
| Trade credit | 30–90 days |
Customer Relationships
Named reps at ABC Supply handle quoting, orders and escalations, with regular check-ins to align supply to project pipelines; proactive communication reduces delivery delays and supports on-time builds. Relationship depth drives loyalty and referrals; ABC Supply operates over 800 branches and ~11,000 associates as of 2024.
Tiered discounts and rewards at ABC Supply drive share-of-wallet by encouraging higher spend per account, with loyalty programs in the US reaching roughly 72% household enrollment in 2024. Rebate tracking and reporting provide audit-ready transparency, reducing reconciliation time and disputes. Early-pay and bundled offers (commonly 1–2% for 1/10 net 30) boost retention and cash flow. Program perks create tangible switching costs, raising customer lifetime value.
Technical and jobsite support includes on-call assistance for product selection and installation, site visits to coordinate deliveries and staging, and rapid issue resolution that minimizes crew downtime. ABC Supply, the largest U.S. wholesale roofing distributor, leverages its network of over 800 branches and 12,000+ employees (2024) and provides direct access to OEM reps for complex specifications.
Omnichannel service and self-serve tools
Customers order via branch, phone, or online; ABC Supply supports omnichannel buying across 800+ branches and a 24/7 online portal, with real-time order status, invoices, and quick reorders to cut administrative work. Chat and call centers provide rapid support, while direct integration with contractor ERPs and estimating tools streamlines job workflows.
- 800+ branches
- Real-time status, invoices, reorders
- Chat & call centers for quick help
- ERP/estimator integrations
Post-sale care and dispute resolution
Post-sale care uses structured processes to handle returns and damages, ensuring standardized intake, inspection, and disposition to speed resolution and limit cost leakage. Warranty claims are coordinated directly with OEMs to ensure coverage validation and parts replacement while preserving contractual compliance. Regular root-cause analysis of claims reduces repeat issues and warranty spend. Transparent, timely communication with customers preserves trust and supports repeat business.
- Structured returns process
- OEM-coordinated warranty claims
- Root-cause analysis to cut repeats
- Transparent communication to retain trust
Named reps plus 24/7 omnichannel support (portal, chat, 800+ branches) drive retention and on-time builds; proactive jobsite/OEM escalation reduces downtime. Tiered discounts, 1–2% early-pay and rebate programs boost share-of-wallet and CLV. Structured returns and OEM-warranty handling cut costs and preserve trust.
| Metric | 2024 |
|---|---|
| Branches | 800+ |
| Employees | 11,000–12,000 |
| Loyalty enrollment | ~72% |
| Early-pay | 1–2% (typical) |
Channels
Local branches and showrooms enable walk-in ordering and will-call pickup for urgent needs, leveraging ABC Supply’s 800+ branches in 2024 to offer same-day or next-day turnaround for stocked items. Product displays facilitate selection and upsell of premium SKUs while in-person advice from trained reps strengthens contractor relationships and repeat business. Local inventory reduces delivery lead times and supports rapid project timelines.
Onsite visits by ABC Supply field sales reps drive project-level engagement and ensure materials match specs; ABC Supply operates over 800 branches with about 15,000 employees (2024). Regular pipeline reviews align inventory with project timelines to reduce delays. Mobile sales tools allow reps to capture orders in the field, while consultative selling boosts average basket size through bundled solutions.
eCommerce portal and mobile app enable 24/7 ordering with live availability and pricing, reducing order-to-purchase time; as of 2024, 70% of B2B buyers prefer digital channels (McKinsey). Digital approvals and integrated payments streamline transactions, cutting invoice processing times by up to 50%. Real-time order tracking boosts supply-chain visibility, while personalized catalogs and saved orders accelerate reordering and repeat sales.
Call centers and inside sales
Call-center and inside-sales teams provide phone-based quoting and order entry for convenience, answering product and availability questions with rapid turnaround; ABC Supply supports a nationwide branch network of over 800 locations and reported roughly $14.5 billion revenue in 2023, enabling tight coordination for fulfillment and same-day branch execution.
- Phone orders: convenience for non-digital customers
- Rapid product/availability response
- Branch coordination for execution
- Supports customers without digital access
Trade shows and contractor events
Trade shows and contractor events showcase new products and techniques, building brand awareness and high-quality leads; joint OEM events boost credibility and shorten sales cycles. Training sessions add customer value and increase repeat purchases. ABC Supply, with over 800 branches in 2024, targets buyers at events where 81% of attendees have buying authority.
- Showcase: new products/techniques
- Leads: higher conversion from events
- OEM partnerships: credibility boost
- Training: increases repeat business
Local branches (800+ in 2024) provide same/next-day pickup, in-person advice and inventory for rapid projects; field reps (15,000 employees company-wide, 2024) drive project wins with onsite quoting. eCommerce supports 24/7 ordering—70% of B2B buyers prefer digital (2024)—while call-centers enable phone orders and fast fulfillment; events/OEM training generate qualified leads (81% buyer authority).
| Channel | Reach/Scale | Key metric |
|---|---|---|
| Branches | 800+ | Same/next-day pickup |
| Field reps | 15,000 employees | Onsite specs/orders |
| eCommerce | 24/7 | 70% B2B prefer digital |
| Call-center | Nationwide | Phone orders/speed |
| Events | Industry shows | 81% buyer authority |
Customer Segments
Residential roofing contractors are core volume buyers for shingles, underlayment and accessories, driving ABC Supply’s job-site and rooftop delivery model; in 2024 contractors expect same-day to 48‑hour turnaround and rooftop drop-off. Contractors commonly use 30–90 day credit terms tied to homeowner payments. Spring and late-summer demand peaks force elevated inventory and seasonal stocking across branches.
Commercial roofing contractors purchase TPO, EPDM, insulation and commercial accessories, with single-ply membranes (TPO+EPDM) accounting for about 60% of the low-slope commercial roofing market in 2024. Projects often need complex logistics and phased deliveries tied to weather and site access. Contractors demand detailed technical specs and manufacturer warranties; larger-ticket jobs commonly require tailored credit limits and project-specific payment terms.
Exterior remodelers and installers drive orders in siding, windows, doors and trim, with aesthetic options and 2–12 week lead times critical to win contracts; jobsite flexibility for occupied homes reduces callbacks and boosts repeat business. Upsell opportunities in accessories and installation tools lift job margins; ABC Supply reported roughly $13.6 billion in 2024 sales, underscoring scale and distribution reach.
Homebuilders and general contractors
Homebuilders and general contractors require consistent supply across lots and phases to avoid schedule slippage; ABC Supply’s national network (parent revenues ~15.5 billion USD in 2023) supports standardized SKUs and just-in-time scheduling, lowering delay risk and change-order costs. National pricing with local fulfillment and coordination across crews reduces cost overruns and improves cycle times.
- Consistent multi-lot supply
- Standardized SKUs & scheduling
- National pricing, local fulfillment
- Coordination cuts delays/cost overruns
Property managers and restoration firms
Property managers and restoration firms deliver frequent, repeat maintenance and storm-response orders; ABC Supply supports rapid post-storm sourcing to minimize downtime—ABC Supply reported roughly $13.7B revenue in 2023, underpinning nationwide stocking and logistics capacity for 2024 demand peaks.
- High-frequency repeat orders
- Rapid post-weather sourcing
- Portfolio bulk-buy pricing
- Documentation for insurance/compliance
Core segments: residential contractors (same‑day–48h rooftop delivery, 30–90d credit), commercial contractors (single‑ply TPO/EPDM ~60% share, project credit), remodelers/installers (2–12wk lead times, upsell accessories), builders/property managers (multi‑lot JIT, rapid storm response). ABC Supply 2024 sales ~$13.6B supports national fulfillment.
| Segment | Key need | 2024 metric |
|---|---|---|
| Residential | Rooftop delivery, 30–90d credit | Same‑day–48h |
| Commercial | Single‑ply supply, phased delivery | ~60% market share |
Cost Structure
Cost of goods purchased from OEMs is ABC Supply’s primary expense, driven largely by commodity inputs; ABC Supply reported approximately $11.8 billion in net sales in 2023, reflecting scale-driven purchasing needs. Volume rebates and manufacturer incentives materially offset gross cost, often improving supplier margins by several percentage points. Price volatility in 2024 requires hedging through fixed-price contracts and futures to protect margins. Product mix management across roofing, siding and windows directly affects gross margin outcomes.
Fuel, maintenance, leases and drivers form the bulk of ABC Supply’s fleet costs — ATRI’s 2024 operating-cost breakdown shows drivers ~40%, fuel ~22% and maintenance ~12% of variable costs. Routing efficiency (dynamic dispatch, load consolidation) can cut per-drop expenses by 10–25% versus naive routing. Strong safety and compliance programs lower incident and insurance costs; seasonal peaks force temp capacity (hire/short-term leases), raising marginal delivery cost.
Branch labor and facilities costs cover salaries, benefits, and training for yard and sales teams, representing a major operating expense—ABC Supply reported about $16.8 billion in revenue in 2023, evidencing scale to absorb these costs. Rent, utilities, and yard equipment add steady overhead and capital maintenance. Safety programs and PPE are recurring investments aligned with OSHA guidance. Scale enables shared services, lowering unit costs via centralized logistics and HR.
Technology and digital platforms
ERP/WMS/CRM licensing and integrations for ABC Supply commonly run $150–300 per user/month for ERP and CRM SaaS, with WMS implementations often $500k–2M up-front; integrations add 10–20% to project costs. Cybersecurity and data-management compliance typically consume 10–15% of the IT budget in 2024. eCommerce development/support ranges $250k–1M initially, plus ongoing hosting/support. Analytics and telemetry drive ROI but require 1–3% of revenue reinvestment to scale.
- ERP: $150–300/user/month
- WMS: $500k–2M implement
- CRM: $30–150/user/month
- Cybersecurity: 10–15% of IT spend (2024)
- eCommerce: $250k–1M build
- Analytics: 1–3% revenue reinvest
Credit, collections, and bad debt
Financing receivables and working capital carried market borrowing costs (US prime around 8.5% in 2024), while collections operations and payment processing add operational and merchant fees (card fees ~1.5–3.5% per txn). Credit insurance or reserves typically consume ~0.5–1.5% of sales for distributors to cover defaults; policy tuning (underwriting, DSO targets) balances growth and credit risk.
- Financing: prime ~8.5% (2024)
- Card fees: 1.5–3.5% per txn
- Bad-debt reserve: 0.5–1.5% of sales
- DSO target: 35–50 days
Cost of goods from OEMs is ABC Supply’s largest expense, with net sales ~11.8B in 2023 driving scale purchasing and rebate leverage. Fleet, branch labor, and facilities are major operating costs; routing and safety programs cut per-drop and insurance spend. IT, eCommerce and cybersecurity require meaningful upfront and ongoing investment; working capital and receivables financing (prime ~8.5% in 2024) add financing costs.
| Metric | Value |
|---|---|
| Net sales (2023) | $11.8B |
| Fleet cost split (ATRI 2024) | Drivers ~40% / Fuel ~22% / Maintenance ~12% |
| ERP/WMS/CRM | $150–300/user/mo; WMS $500k–2M |
| Financing cost (2024) | Prime ~8.5% |
| Card fees | 1.5–3.5% |
Revenue Streams
Shingles, membranes, insulation and accessories form ABC Supply's core SKU mix; residential vs commercial sales drive margin variance with commercial projects typically yielding higher margins. Volume contracts and contractor programs—supported by ABC's network of over 800 branches—provide stable recurring revenue, while add-on items and value-added services raise average order value and gross per-transaction revenue.
Sale of siding, windows and exterior products expands wallet share via complementary categories, with ABC Supply leveraging its >$13B annual scale to upsell. Style and energy-efficiency features command premiums, boosting margins. Bundled orders cut delivery cost per dollar and continuous product refresh drives repeat purchases and higher lifetime value.
High-turn items like fasteners and PPE drive repeat visits and basket size; ABC Supply operated 800+ branches and ~14,000 employees in 2024, enabling frequent local touchpoints. Convenience (counter and click-and-collect) captures incremental margin on small-ticket sales. Private-label fasteners and safety gear lift gross margins vs national brands. Cross-sell at counter and online increases average order value and lifetime customer revenue.
Delivery and handling fees
Charges for expedited, rooftop, or special handling are applied to reflect added labor and equipment; transparent, tiered fees align value with service complexity and reduce disputes. Bundled pricing for large projects leverages ABC Supply’s scale—As of 2024 ABC Supply is the largest U.S. roofing distributor—boosting take rates and improving contribution margin on small orders.
- Expedited, rooftop, special handling fees
- Transparent, tiered fee structure
- Bundled project pricing for volume clients
- Raises contribution margin on small orders
Value-added services and rebates
Value-added takeoffs, training and fabrication generate recurring fee income; OEM co-op and rebate payments improve gross margins and working capital; warranty facilitation can carry per-claim service charges; data and reporting subscriptions support enterprise clients and analytics-driven pricing. ABC Supply operated over 800 branches in 2024, enabling scale for these services.
- Takeoffs, training, fabrication: fee-based
- OEM co-op/rebates: margin enhancer
- Warranty facilitation: service fees
- Data/reporting: enterprise subscriptions
ABC Supply's core revenue comes from roofing, siding, windows and accessories with >$13B revenue and ~14,000 employees in 2024; commercial projects yield higher margins while volume contracts provide recurring revenue. Add-on items, private-label fasteners and service fees (expedited/rooftop) raise AOV and gross margins. Value-added services, rebates and data subscriptions add fee income and margin enhancement.
| Metric | 2024 |
|---|---|
| Revenue | $13B+ |
| Branches | 800+ |
| Employees | ~14,000 |
| Key streams | Products, services, fees, rebates |