{"product_id":"hsbank-business-model-canvas","title":"Huishang Bank Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eUnlock a regional bank’s strategic blueprint with a concise Business Model Canvas\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock Huishang Bank’s strategic blueprint with a concise Business Model Canvas highlighting customer segments, core value propositions, key partnerships, and revenue streams; this snapshot reveals how the bank scales, manages risks, and captures regional market share. Purchase the full Canvas to get the complete, editable Word \u0026amp; Excel files for benchmarking and strategic planning.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulators and policy banks\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePartnerships with the PBOC and CBIRC secure Huishang Bank’s licensing, prudential compliance and access to central liquidity backstops such as standing lending facilities; as of 2024 Huishang reported total assets of RMB 2.05 trillion, underscoring reliance on regulator-backed stability. Coordination with policy banks (China Development Bank, Agricultural Development Bank) supports inclusive finance and regional development mandates, reduces systemic risk, and enables special lending and guarantee program participation.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFintech and payment networks\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAlliances with fintechs and payment rails let Huishang Bank expand digital wallets, QR payments, and merchant acquiring, tapping into China’s over 1 billion mobile payment users (2024) and national e-payment scale near 400 trillion yuan annually. Co-innovation accelerates onboarding, KYC, and lending analytics through shared APIs and data models. Interoperability widens acceptance, lowers per-transaction costs, and boosts engagement via embedded finance and super-app integrations.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSME associations and chambers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eTies with local SME associations and chambers deepen Huishang Bank’s access to small businesses and supply chains, tapping a segment that contributes about 60% of China’s GDP and ~80% of urban employment (NBS 2023). Joint programs with these groups improve credit education and financing readiness, raising loan take-up and repayment reliability. Referral flows cut customer acquisition costs and enrich underwriting data, while associations supply pipelines for cluster-based lending and vendor financing.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInstitutional investors and asset managers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eInstitutional investors and asset managers broaden Huishang Bank’s funding via interbank placements, repos and structured notes, tapping China’s large asset-management market (AUM ~RMB 100 trillion in 2024) to diversify liquidity sources and lower funding costs.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eFunding diversification: interbank\/repo\/notes\u003c\/li\u003e\n\u003cli\u003eCo-distribution: fund \u0026amp; wealth product reach\u003c\/li\u003e\n\u003cli\u003eLiquidity sharing: improves balance-sheet flexibility\u003c\/li\u003e\n\u003cli\u003eCross-sell: insights for affluent \u0026amp; corporate clients\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTechnology vendors and core providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eTechnology vendors supply Huishang Bank with core banking, cybersecurity, cloud and data infrastructure, backed by SLAs targeting 99.99% uptime and regulatory-grade controls to meet China banking compliance. Close vendor collaboration accelerates product releases and API connectivity, lowering time-to-market and operational risk. Cloud and platform consolidation can cut total cost of ownership roughly 20–30% while preserving resilience and scalability.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eVendors: core banking, cybersecurity, cloud, data\u003c\/li\u003e\n\u003cli\u003eSLAs: 99.99% uptime, regulatory controls\u003c\/li\u003e\n\u003cli\u003eBenefits: faster product releases, API connectivity\u003c\/li\u003e\n\u003cli\u003eImpact: TCO reduction ~20–30%, improved resilience\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRegulator-backed RMB \u003cstrong\u003e2.05 tn\u003c\/strong\u003e base expands fintech to \u0026gt;1bn users\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eRegulator ties (PBOC\/CBIRC) secure licensing and central liquidity backstops; total assets RMB 2.05 trillion (2024). Fintech\/payment rails expand digital reach (\u0026gt;1 billion mobile payment users; e-pay ~RMB 400 trillion). SME\/chamber links access ~60% GDP \/ ~80% urban employment (NBS 2023). Institutional investors (AUM ~RMB 100 trillion) and vendors (SLA 99.99%; TCO -20–30%) diversify funding and tech.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003ePartner\u003c\/th\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024 figure\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eRegulators\u003c\/td\u003e\n\u003ctd\u003eAssets\u003c\/td\u003e\n\u003ctd\u003eRMB 2.05 tn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eFintech\/payments\u003c\/td\u003e\n\u003ctd\u003eUsers \/ e-pay\u003c\/td\u003e\n\u003ctd\u003e\u0026gt;1 bn \/ ~RMB 400 tn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eSMEs\u003c\/td\u003e\n\u003ctd\u003eGDP \/ employment\u003c\/td\u003e\n\u003ctd\u003e~60% \/ ~80%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eInst. investors\u003c\/td\u003e\n\u003ctd\u003eAUM\u003c\/td\u003e\n\u003ctd\u003e~RMB 100 tn\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eVendors\u003c\/td\u003e\n\u003ctd\u003eSLA \/ TCO\u003c\/td\u003e\n\u003ctd\u003e99.99% \/ -20–30%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA concise, pre-written Business Model Canvas for Huishang Bank covering customer segments, channels, value propositions and the nine BMC blocks with real-world operations, competitive advantages, SWOT-linked insights and investor-ready narrative for strategic decision-making.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level view of Huishang Bank’s business model with editable cells to quickly pinpoint operational pain points and streamline branch, product, or risk strategies.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDeposit gathering and onboarding\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAcquire and retain low-cost retail and corporate deposits through targeted pricing, relationship bundling and campaigns that lift share-of-wallet; streamline KYC\/eKYC and AML screenings to cut onboarding time and compliance cost. Ensure frictionless digital and branch account opening with omnichannel journeys; leverage China’s ~1.07 billion mobile internet users (CNNIC 2024) to scale low-cost deposit growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCredit underwriting and lending\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eHuishang Bank provides mortgages, consumer loans, SME working capital and corporate facilities, underwriting using statistical risk models, collateral management and cash-flow analysis to price and structure credit; loans formed the bulk of assets with on-balance lending growth of roughly mid-single digits year-on-year in 2024.\u003c\/p\u003e\n\u003cp\u003ePortfolios are monitored with automated early-warning indicators and regular stress-testing to contain defaults, keeping reported NPL ratios near low-single digits through 2024 while managing coverage and provisioning.\u003c\/p\u003e\n\u003cp\u003eCredit origination balances growth ambitions with asset quality and capital usage by targeting risk-adjusted returns, maintaining capital adequacy above regulatory minima in 2024 and optimizing loan mix toward higher-yield SME and secured retail segments.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTreasury and liquidity management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eTreasury and liquidity management at Huishang Bank hedges interest rate, FX and liquidity risks across trading and banking books, executing interbank, bond investment and repo operations to optimize returns. The bank prices transfer rates to steer ALM and balance-sheet structure for asset growth (assets \u0026gt; RMB 1 trillion) while maintaining regulatory ratios (capital and LCR targets ≥ regulatory minimums) and contingency funding plans. \u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePayments and transaction services\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eHuishang Bank provides settlements, payroll, collections and cross-border remittances, integrating ISO 20022-compatible APIs for corporate ERPs and merchant systems while maintaining PCI DSS and local regulatory compliance; operational targets include 99.99% availability and real-time reconciliation to capture daily transaction flows and fee income.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003ePayments: settlements, payroll, collections, cross-border\u003c\/li\u003e\n\u003cli\u003eSecurity\/compliance: PCI DSS, local AML\/KYC, 99.99% SLA\u003c\/li\u003e\n\u003cli\u003eIntegration: ISO 20022 APIs for ERPs and merchants\u003c\/li\u003e\n\u003cli\u003eCommercial: fee income and customer stickiness from daily transactions\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCompliance, risk, and cybersecurity\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eHuishang Bank operates robust AML, sanctions and conduct controls, integrating transaction monitoring and screening to meet CBIRC expectations while supporting a sector NPL ratio near 1.45% in 2024. It runs regular stress tests, ICAAP and model risk governance to preserve capital adequacy and liquidity under adverse scenarios. Data and systems are protected with layered defenses—network segmentation, EDR, and encryption—responding to a 2023 rise in financial cyber incidents. Compliance processes are continually updated for evolving regulatory standards and external audits.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eAML\/sanctions screening\u003c\/li\u003e\n\u003cli\u003eStress testing \u0026amp; ICAAP\u003c\/li\u003e\n\u003cli\u003eModel risk governance\u003c\/li\u003e\n\u003cli\u003eLayered cybersecurity\u003c\/li\u003e\n\u003cli\u003eRegulatory alignment \u0026amp; audits\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eeKYC deposits fund \u003cstrong\u003e\u0026gt;RMB 1T\u003c\/strong\u003e; mid-single-digit lending, ~1.45% NPLs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAcquire low-cost deposits via omnichannel eKYC and targeted pricing, leveraging China’s ~1.07 billion mobile internet users (CNNIC 2024). Core lending (mortgages, consumer, SME) drove asset growth—assets \u0026gt; RMB 1 trillion, lending mid-single-digit YoY in 2024. Maintain NPLs near low-single-digits (sector 1.45% in 2024) with automated monitoring and stress tests. Treasury\/ALM manage interest, FX and liquidity to meet regulatory capital and LCR requirements.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eAssets\u003c\/td\u003e\n\u003ctd\u003e\u0026gt; RMB 1 trillion\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLending growth\u003c\/td\u003e\n\u003ctd\u003eMid-single-digit YoY\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eNPL\u003c\/td\u003e\n\u003ctd\u003eLow-single-digits (sector 1.45%)\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eMobile users\u003c\/td\u003e\n\u003ctd\u003e~1.07 billion\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003ePreview Before You Purchase\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe Huishang Bank Business Model Canvas you see here is the actual deliverable, not a mockup; it’s a direct snapshot of the final file you’ll receive upon purchase. When you buy, you’ll instantly get this exact document in editable Word and Excel formats. The content, structure, and pages are preserved—ready for presenting, editing, and sharing without surprises.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"PortersFiveForce","offers":[{"title":"Default Title","offer_id":56162231779705,"sku":"hsbank-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0914\/5276\/8633\/files\/hsbank-business-model-canvas.png?v=1762697642","url":"https:\/\/portersfiveforce.com\/products\/hsbank-business-model-canvas","provider":"Porter's Five Forces","version":"1.0","type":"link"}