{"product_id":"bankmandiri-business-model-canvas","title":"Bank Mandiri Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eUnlock a leading bank Business Model Canvas: concise strategy \u0026amp; revenue map\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUnlock Bank Mandiri’s strategic blueprint with our concise Business Model Canvas that maps customer segments, core value propositions, revenue streams and key partnerships. This ready-to-use Word\/Excel file delivers company-specific insights and tactical opportunities for investors, consultants and founders. Purchase the full canvas to benchmark, adapt and execute proven banking strategies.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGovernment \u0026amp; state-owned enterprises\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eCollaboration with ministries and SOEs secures payroll, cash-management and infrastructure financing mandates, reinforcing Bank Mandiri’s role as Indonesia’s largest bank by assets in 2024; these partnerships service payrolls of over 4 million civil servants and SOE employees. These relationships deepen deposit bases and lending pipelines, enhance credibility and access to strategic projects, and support joint programs for financial inclusion and national priority sectors amidst a population of about 276.4 million in 2024.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePayment networks and switching providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003ePartnerships with Visa (accepted in 200+ countries) and Mastercard (210+ markets), plus Indonesia’s GPN (national switch launched 2018), power Bank Mandiri cards and domestic interoperability. These networks expand merchant acceptance and cut transaction frictions across offline and e‑commerce channels. Co‑branded initiatives with merchants drive spend and interchange revenue growth. Network innovations accelerate rollout of contactless, tokenization and instant QR features.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFintechs, e-wallets, and ecosystem platforms\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAPI and wallet integrations with fintechs and e-wallets extend Bank Mandiri’s reach to digital-native users, supporting channels that drove a 2024 uptick in digital transactions across Indonesia; embedded finance market activity reached an estimated US$138 billion in 2024. Co-lending, BNPL, and data-sharing partnerships improve underwriting and customer acquisition, while platform tie-ups embed finance into commerce and ride-hailing; joint experiments accelerate product-market fit.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eGlobal correspondent and syndicate banks\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eGlobal correspondent and syndicate banks enable Bank Mandiri to support trade finance, remittances and cross-border cash management while broadening access to FX liquidity and structured products; syndication partners share risk on large corporate loans and co-origination enhances balance-sheet flexibility. As of 2024 Bank Mandiri remains Indonesia's largest bank by assets.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eTrade finance support\u003c\/li\u003e\n\u003cli\u003eRemittances \u0026amp; cash mgmt\u003c\/li\u003e\n\u003cli\u003eFX liquidity \u0026amp; structured products\u003c\/li\u003e\n\u003cli\u003eLoan syndication \u0026amp; risk share\u003c\/li\u003e\n\u003cli\u003eCo-origination for balance-sheet agility\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTechnology, cloud, and cybersecurity vendors\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eTechnology, cloud, and cybersecurity vendors underpin Bank Mandiri’s core banking, cloud infrastructure, and security posture, enabling scalable, resilient digital operations and faster time-to-market; Mandiri’s 2024 digital channels processed multi-billion transactions, driving reliance on these partners. Joint security operations and shared SOCs cut fraud and downtime, while tooling for analytics, AI, and automation accelerates productization and cost efficiencies.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eCloud scalability: supports peak loads, disaster recovery\u003c\/li\u003e\n\u003cli\u003eSecurity partnerships: reduce fraud, SLA-driven uptime\u003c\/li\u003e\n\u003cli\u003eAI\/analytics tooling: shortens time-to-insight\u003c\/li\u003e\n\u003cli\u003eCore banking vendors: enable rapid product launch\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePayroll deals secure deposits for \u003cstrong\u003e\u0026gt;4M\u003c\/strong\u003e, scaling Indonesia's biggest bank\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003ePartnerships with ministries\/SOEs secure payrolls for \u0026gt;4M employees and drive deposits and corporate lending, reinforcing Bank Mandiri as Indonesia’s largest bank by assets in 2024. Global card networks (Visa 200+ countries, Mastercard 210+ markets) and GPN expand acceptance and digital payments. Fintech, e‑wallet, correspondent and tech vendors extend digital reach, trade finance, FX liquidity and cloud security, supporting multi‑billion 2024 digital transactions.\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003ePayroll coverage\u003c\/td\u003e\n\u003ctd\u003e\u0026gt;4,000,000\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003ePopulation\u003c\/td\u003e\n\u003ctd\u003e276.4M\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eEmbedded finance market\u003c\/td\u003e\n\u003ctd\u003eUS$138B\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eCard network reach\u003c\/td\u003e\n\u003ctd\u003eVisa 200+, Mastercard 210+\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA comprehensive Business Model Canvas tailored to Bank Mandiri, organized into the nine classic BMC blocks detailing customer segments, channels, value propositions, revenue streams, key activities, resources, partners, and cost structure. Includes competitive advantages and linked SWOT analysis, formatted for presentations, investor review, and strategic decision-making.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eHigh-level view of Bank Mandiri’s business model that highlights how integrated digital channels, expansive branch network, and tailored corporate services relieve customer friction and streamline operational complexity for faster onboarding and scalable growth.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDeposit gathering and loan origination\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eDesign and price savings, time deposits and current accounts to grow a deposit base (IDR 1,850 trillion deposits, CASA ~57% in 2024) while underwriting retail, SME and corporate credit with robust scoring to target risk‑adjusted returns; balance portfolio growth with disciplined provisioning and NPL limits, and continuously optimize product mix and pricing through monthly repricing and segmented rate offers.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eRisk management and regulatory compliance\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eManage credit, market, liquidity and operational risk across portfolios with portfolio-level limits, scenario analysis and active provisioning. In 2024 Bank Mandiri aligns with OJK minimum CAR 8% and BI LCR ≥100% while complying with AML\/CFT and FATF-based standards. Conduct regular stress tests of capital and liquidity buffers and monitor early-warning signals and collections to control NPL formation.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eDigital product development and payments\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAs Indonesia's largest bank by assets, Bank Mandiri builds and iterates mobile, internet banking and API services while integrating national rails like QRIS and BI-FAST to expand cards and instant payments with strong UX. It streamlines onboarding, KYC and servicing journeys to reduce drop-offs and leverages transaction and behavioral data to personalize in-app offers and increase cross-sell conversion.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTreasury and asset-liability management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eTreasury and ALM manage funding mix, interest-rate and liquidity positions, trading government securities, FX and money-market instruments to hedge risks and preserve reserves while targeting an optimized NIM via transfer pricing and dynamic pricing of wholesale funding.\u003c\/p\u003e\n\u003cp\u003eMaintain contingency funding plans and collateral buffers consistent with Basel III liquidity rules (LCR\/NSFR ≥100%), aligning with Indonesia market liquidity and market-making in government bonds and FX.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eLCR\/NSFR ≥100%\u003c\/li\u003e\n\u003cli\u003eActive trading: govt bonds, FX, MM\u003c\/li\u003e\n\u003cli\u003eTransfer pricing to optimize NIM\u003c\/li\u003e\n\u003cli\u003eContingency funding \u0026amp; collateral buffers\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInvestment banking and corporate solutions\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eInvestment banking and corporate solutions through Mandiri Sekuritas provide underwriting, M\u0026amp;A advisory and debt capital markets access, while Bank Mandiri delivers cash management, trade finance and escrow services; the group supported large project and syndicated loans and lifecycle advisory for corporates, with assets exceeding IDR 2,000 trillion in 2024.\u003c\/p\u003e\n\u003cp\u003e\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003eUnderwriting \u0026amp; M\u0026amp;A via Mandiri Sekuritas\u003c\/li\u003e\n\u003cli\u003eCash management, trade finance, escrow\u003c\/li\u003e\n\u003cli\u003eProject \u0026amp; syndicated loan structuring\u003c\/li\u003e\n\u003cli\u003eCorporate lifecycle support — 2024 assets \u0026gt; IDR 2,000 trillion\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eScale deposits: \u003cstrong\u003eIDR 1,850T\u003c\/strong\u003e, CASA ~57%, assets \u0026gt; IDR 2,000T\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eGrow deposits and underwrite retail\/SME\/corporate credit (Deposits IDR 1,850T; CASA ~57% in 2024). Manage credit, market and liquidity risk with CAR ≥8% and LCR\/NSFR ≥100%. Scale digital payments, API and treasury; group assets \u0026gt; IDR 2,000T (2024).\u003c\/p\u003e\n\u003ctable class=\"tbl_prdct green_head blur_tbl\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eMetric\u003c\/th\u003e\n\u003cth\u003e2024\u003c\/th\u003e\n\u003cth\u003eNote\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr\u003e\n\u003ctd\u003eDeposits\u003c\/td\u003e\n\u003ctd\u003eIDR 1,850T\u003c\/td\u003e\n\u003ctd\u003eCASA ~57%\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eAssets\u003c\/td\u003e\n\u003ctd\u003e\u0026gt; IDR 2,000T\u003c\/td\u003e\n\u003ctd\u003eGroup\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr\u003e\n\u003ctd\u003eLCR\/NSFR\u003c\/td\u003e\n\u003ctd\u003e\u0026gt;=100%\u003c\/td\u003e\n\u003ctd\u003eBasel III\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eDelivered as Displayed\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe Bank Mandiri Business Model Canvas shown here is the actual deliverable, not a mockup or sample. When you purchase, you’ll receive this exact document with all content and pages included. The file comes ready to edit and present, available in Word and Excel formats for immediate use.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"PortersFiveForce","offers":[{"title":"Default Title","offer_id":55674936951161,"sku":"bankmandiri-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0914\/5276\/8633\/files\/bankmandiri-business-model-canvas.png?v=1755799131","url":"https:\/\/portersfiveforce.com\/products\/bankmandiri-business-model-canvas","provider":"Porter's Five Forces","version":"1.0","type":"link"}