{"product_id":"aflac-business-model-canvas","title":"Aflac Business Model Canvas","description":"\u003cdiv class=\"pr-shrt-dscr-wrapper orange\"\u003e\n\u003csection class=\"pr-shrt-dscr-box\"\u003e\n\u003cdiv class=\"pr-shrt-dscr-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Magnifier-Icon.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eAflac's Business Model: A Deep Dive\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"pr-shrt-dscr-content\"\u003e\n\u003cp\u003eUncover the core strategies that make Aflac a leader in supplemental insurance with our comprehensive Business Model Canvas. This detailed breakdown illuminates their customer relationships, key resources, and revenue streams, offering a clear roadmap to their success. Ready to dissect their winning formula for your own strategic advantage?\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter green\"\u003eP\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003eartnerships\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper green\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eEmployers and Businesses\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAflac's core strategy involves deep collaboration with employers of all sizes, from small local shops to major corporations. These businesses integrate Aflac's supplemental insurance plans directly into their employee benefits offerings, creating a vital distribution channel.  This approach significantly broadens Aflac's reach, tapping into a vast pool of potential customers through the workplace. In 2024, Aflac continued to solidify these relationships, recognizing that employers are instrumental in providing access to their products.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eIndependent Agents and Brokers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAflac heavily leverages a large network of independent agents and brokers, forming a cornerstone of its distribution strategy. These professionals are instrumental in explaining the benefits of supplemental insurance to prospective clients and driving policy sales.\u003c\/p\u003e\n\u003cp\u003eIn 2024, Aflac's independent sales force continued to be a primary channel, with their deep understanding of local markets enabling effective customer engagement and relationship building. This network is key to Aflac's ability to reach a broad customer base and adapt to diverse regional needs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eTechnology and Digital Solution Providers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAflac strategically partners with technology and digital solution providers to significantly improve its operational efficiency and customer interactions. These alliances are crucial for modernizing claims processing and elevating the overall policyholder experience.\u003c\/p\u003e\n\u003cp\u003eNotable collaborations include a partnership with Nayya, focusing on claims integration, and with Empathy for advanced legacy planning services through LifeVault. These efforts are designed to simplify workflows and utilize data analytics for more tailored digital support.\u003c\/p\u003e\n\u003cp\u003eThrough these key technology partnerships, Aflac aims to leverage cutting-edge solutions to offer seamless, data-driven guidance, enhancing its digital offerings and reinforcing its commitment to policyholder well-being.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-green-section\"\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eHealthcare Organizations and Associations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eAflac collaborates with key healthcare organizations and professional associations, including the American Cancer Society, to champion health awareness and early detection initiatives. These strategic alliances reinforce Aflac's dedication to proactive health management and community welfare. For instance, in 2023, Aflac donated $1.3 million to the American Cancer Society, supporting their mission to end cancer. Such partnerships not only bolster brand reputation but also create opportunities to market specialized health insurance products.\u003c\/p\u003e\n\u003cp\u003eThese collaborations serve a dual purpose: advancing public health education and creating avenues for product promotion. By aligning with respected health entities, Aflac strengthens its image as a socially responsible company committed to improving health outcomes. This can translate into increased customer trust and, consequently, drive sales for their supplemental health insurance offerings, which are designed to help individuals manage out-of-pocket medical costs.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003ePartnerships with Health Advocacy Groups:\u003c\/strong\u003e Aflac works with organizations like the American Cancer Society to promote health awareness and early detection programs.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCommunity Well-being Focus:\u003c\/strong\u003e These alliances highlight Aflac's commitment to proactive healthcare and supporting community health initiatives.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eBrand Enhancement and Sales Driver:\u003c\/strong\u003e Collaborations improve brand image and create opportunities to sell relevant health and wellness products.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-green-section4\"\u003e\n\u003cdiv class=\"title-row-green-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eFinancial Institutions and Investment Partners\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-green-section blur_box\"\u003e\n\u003cp\u003eAflac leverages its significant asset base by collaborating with a diverse range of financial institutions. These partnerships are fundamental for sophisticated investment management, ensuring Aflac's portfolio performance aligns with its long-term liabilities. For instance, in 2024, Aflac continued to work with major asset managers to optimize returns across its vast investment holdings, which stood at over $170 billion as of the first quarter of 2024.\u003c\/p\u003e\n\u003cp\u003eThese collaborations are also crucial for effective asset-liability management, a cornerstone of Aflac's financial stability. By working closely with banking and investment partners, Aflac can better match the duration and risk profile of its assets with its policyholder obligations, thereby mitigating financial risks. This strategic alignment is vital for maintaining solvency and meeting future claims.\u003c\/p\u003e\n\u003cp\u003eFurthermore, these strategic financial alliances bolster Aflac's robust balance sheet and inform its capital deployment strategies. By engaging with investment partners, Aflac can explore opportunities for capital growth and efficient allocation, supporting its overall business objectives and shareholder value.  In 2023, Aflac repurchased approximately $1.8 billion of its common stock, a testament to its strong capital position supported by these financial relationships.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eInvestment Management:\u003c\/strong\u003e Partnerships with leading asset managers to optimize returns on a substantial asset base exceeding $170 billion (Q1 2024).\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eAsset-Liability Management:\u003c\/strong\u003e Collaborations with financial institutions to ensure the duration and risk of assets align with policyholder obligations, strengthening financial stability.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCapital Deployment:\u003c\/strong\u003e Strategic alliances that support Aflac's robust balance sheet and inform capital allocation decisions, such as the $1.8 billion in share repurchases in 2023.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Partnerships-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eStrategic Partnerships Drive Distribution and Growth\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAflac's key partnerships are crucial for its distribution, operational efficiency, and financial health. Collaborations with employers serve as a primary channel, integrating Aflac's offerings into workplace benefits. A vast network of independent agents and brokers is vital for customer engagement and sales, particularly in local markets.\u003c\/p\u003e\n\u003cbutton class=\"get_full_prdct_orange\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-includes\"\u003e\n\u003ch2\u003eWhat is included in the product\u003c\/h2\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Word-Icon.svg\" alt=\"Word Icon\"\u003e\n\u003cstrong\u003eDetailed Word Document\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eA detailed breakdown of Aflac's strategy, outlining its key customer segments, value propositions, and distribution channels.\u003c\/p\u003e\n\u003cp\u003eThis model provides a clear, strategic overview of Aflac's operations, suitable for understanding its market position and growth drivers.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"plus-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Plus-Icon.svg\" alt=\"Plus Icon\"\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-includes\"\u003e\n\u003cdiv class=\"title-row-includes\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Excel-Icon.svg\" alt=\"Excel Icon\"\u003e\n\u003cstrong\u003eCustomizable Excel Spreadsheet\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-includes\"\u003e\n\u003cp\u003eAflac's Business Model Canvas acts as a pain point reliever by clearly mapping out how their supplemental insurance offerings address the financial anxieties of individuals and families facing unexpected medical expenses.\u003c\/p\u003e\n\u003cp\u003eIt provides a concise, one-page snapshot that highlights how Aflac's value propositions solve the pain points of healthcare cost uncertainty and income disruption.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-2_new_design\"\u003e\n\u003cdiv class=\"frst_big_letter_heading\"\u003e\n\u003ch2\u003e\n\u003cspan class=\"frst_big_letter_letter orange\"\u003eA\u003c\/span\u003e\u003cspan class=\"frst_big_letter_text\"\u003ectivities\u003c\/span\u003e\n\u003c\/h2\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-wrapper orange\"\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003ePolicy Underwriting and Product Innovation\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAflac's key activities revolve around meticulous policy underwriting to accurately assess and mitigate risk, a cornerstone for maintaining financial stability. This careful evaluation ensures the sustainability of their insurance products.\u003c\/p\u003e\n\u003cp\u003eFurthermore, Aflac actively engages in product innovation, consistently refining and expanding its range of supplemental health and life insurance. This adaptability is crucial for meeting changing customer needs and market dynamics in both the United States and Japan. For instance, in Japan, Aflac launched Tsumitasu, a product designed for asset formation and nursing care, demonstrating their commitment to evolving offerings.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003csection class=\"sub-highlight-box\"\u003e\n\u003cdiv class=\"sub-highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eSales, Marketing, and Brand Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"sub-highlight-content\"\u003e\n\u003cp\u003eAflac's sales and marketing are crucial for educating both individuals and businesses on the value of supplemental insurance.  A significant part of this involves clearly communicating how Aflac's offerings bridge the financial gaps that major medical insurance often leaves behind.  In 2023, Aflac U.S. reported total revenues of $17.4 billion, underscoring the effectiveness of their outreach.\u003c\/p\u003e\n\u003cp\u003eThe company heavily relies on its strong brand, famously personified by the Aflac Duck, to foster trust and drive product adoption. This iconic presence is a cornerstone of their marketing, helping to differentiate them in a competitive landscape.  The brand's familiarity is a key asset in building customer confidence.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-2_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Image.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eEfficient Claims Processing and Payouts\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAflac's core operations hinge on the efficient processing and swift payout of policyholder claims. This is where the company delivers on its promise to provide financial support when it's most needed.  Aflac aims to ensure that cash benefits reach policyholders directly and without delay.\u003c\/p\u003e\n\u003cp\u003eTo streamline this crucial function, Aflac has been actively investing in digital solutions and advanced claims integration technologies. These investments are designed to simplify the entire claims experience for customers and significantly speed up the payout process. For instance, in 2024, Aflac continued to enhance its digital claims submission portals, reporting a notable increase in the percentage of claims filed electronically, which directly contributes to faster turnaround times.\u003c\/p\u003e\n\u003cp\u003eThis dedication to a hassle-free and rapid claims process is a cornerstone of Aflac's commitment to its policyholders. It’s a key differentiator that builds trust and reinforces the value of their supplemental insurance products. The company understands that timely payouts are not just a service but a critical element of customer satisfaction and loyalty.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"product-orange-section\"\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eInvestment Portfolio Management\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eAflac's investment portfolio management is a core activity, generating significant income that bolsters its financial health.  In 2023, Aflac reported investment income of $4.0 billion, highlighting its importance to the company's revenue streams. This involves a strategic approach to asset allocation and liability management, aiming to optimize returns in various market environments.\u003c\/p\u003e\n\u003cp\u003eThe company actively manages its diverse investment portfolio to align with its liabilities and capitalize on market opportunities. This includes strategies designed to benefit from prevailing economic conditions, such as the current interest rate environment. For instance, in the first quarter of 2024, Aflac noted that higher interest rates were positively impacting its investment income.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eStrategic Asset Allocation:\u003c\/strong\u003e Aflac maintains a diversified portfolio across various asset classes to mitigate risk and enhance returns.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLiability-Driven Investing:\u003c\/strong\u003e Investment strategies are closely tied to the company's insurance liabilities, ensuring a strong match between assets and obligations.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCapitalizing on Market Conditions:\u003c\/strong\u003e Aflac actively adjusts its investment approach to benefit from favorable market trends, such as rising interest rates.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eDisciplined Capital Management:\u003c\/strong\u003e The company employs a disciplined approach to allocating capital within its investment portfolio to support profitability and financial strength.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"product-box-orange-section4\"\u003e\n\u003cdiv class=\"title-row-orange-section\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-2.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eCustomer Service and Support Operations\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"content-row-orange-section blur_box\"\u003e\n\u003cp\u003eAflac's customer service is built on being responsive, empathetic, and truly customer-centric. This is especially crucial because policyholders often reach out during difficult times, needing reassurance and clear guidance.\u003c\/p\u003e\n\u003cp\u003eTo achieve this, Aflac invests in highly trained customer service representatives who can handle sensitive situations with care. They also leverage digital support channels for convenience and have specialized teams ready for more complex or emotionally charged inquiries.\u003c\/p\u003e\n\u003cul class=\"lst_crct\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eCustomer-Centric Approach:\u003c\/strong\u003e Aflac prioritizes policyholder needs, aiming for a supportive experience.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eHighly Trained Staff:\u003c\/strong\u003e Representatives are equipped to handle sensitive situations with empathy.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eOmnichannel Support:\u003c\/strong\u003e Digital channels complement personalized interactions for accessibility.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eSpecialized Teams:\u003c\/strong\u003e Dedicated units manage complex or emotionally charged customer needs.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003csection class=\"highlight-box\"\u003e\n\u003cdiv class=\"highlight-icon\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/CANVAS-Content-Activities-Icon-Color-1.svg\" alt=\"Icon\"\u003e\n\u003ch3\u003eComprehensive Operations: Underwriting to Customer Service\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"highlight-content\"\u003e\n\u003cp\u003eAflac's key activities are multifaceted, encompassing rigorous policy underwriting, continuous product innovation, and effective sales and marketing. These are supported by a strong brand presence, efficient claims processing, and astute investment portfolio management, all underpinned by a commitment to exceptional customer service.\u003c\/p\u003e\n\u003cbutton class=\"get_full_prdct_green\" onclick=\"get_full()\"\u003e\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/section\u003e\n\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003ch2\u003e\n\u003cspan style=\"color: #3BB77E;\"\u003eFull Version Awaits\u003c\/span\u003e\u003cbr\u003e Business Model Canvas\u003c\/h2\u003e\n\u003cp\u003eThe Aflac Business Model Canvas you are previewing is the exact document you will receive upon purchase. This comprehensive overview details Aflac's customer segments, value propositions, channels, customer relationships, revenue streams, key resources, key activities, key partnerships, and cost structure. You can be confident that the professional layout and content are precisely what you will download, ready for your immediate use and analysis.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/GENERAL-Explore-Preview.svg\" alt=\"Explore a Preview\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e","brand":"PortersFiveForce","offers":[{"title":"Default Title","offer_id":55674802602361,"sku":"aflac-business-model-canvas","price":10.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0914\/5276\/8633\/files\/aflac-business-model-canvas.png?v=1755795827","url":"https:\/\/portersfiveforce.com\/products\/aflac-business-model-canvas","provider":"Porter's Five Forces","version":"1.0","type":"link"}